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Lorne
Kristal L. Rosebrook
Oooh, looks like we have a winner:
"Kaiser Family Foundation has released a “key facts” update on “Massachusetts Health Reform: Two Years Later.” And all the foes of a universal program use it as an argument against universal coverage.
And what is Sally's solution - Free Market Health Savings Accounts.
"Just as car and homeowners insurance doesn’t pay for maintenance and minor repairs, health insurance kicks in only when true catastrophe strikes. Once a deductible is met, however, a generous insurance package, takes over the burden.
this passes the health care burden over to the individual".
Facts:
In her testimony before the U.S. Senate Finance Committee's Subcommittee on Health, Commonwealth Fund Assistant Vice President Sara R. Collins, Ph.D., said that all evidence to date shows that health savings accounts and high-deductible health plans worsen, rather than improve, the health system's problems. Committee on Finance, September 26, 2006
Early experience with HSA-eligible high-deductible health plans reveals low satisfaction, high out-of-pocket costs, and cost-related access problems, Collins said. A survey conducted with the Employee Benefits Research Institute found that people enrolled in HSA-eligible high-deductible health plans were much less satisfied with many aspects of their health care than adults in more comprehensive plans: